Senior Credit Analyst at Eden Prairie

Business Segment

Capital - Americas

About Us

At GE Capital Americas, we are imagination at work. Whether its providing financing to purchase, lease and distribute equipment, or supplying our clients with the capital needed for their real estate and corporate acquisitions, refinancing and restructurings, the GE Capital Americas teams are dedicated to turning imaginative ideas into leading financial products and services that support the success of businesses worldwide. GE Capital Americas is the top leasing company in North America
and a leader in U.S. corporate finance. Here, youll work with the most talented people in the industry, employing world-class processes to execute projects with real impact. If youre an enthusiastic selfstarter and a driven, creative, flexible problem solver, then join GE in creating the next generation of financial products that will keep the world of business moving forward for generations to come. GE Fleet Services is located in Eden Prairie, MN and provides lease financing and fleet management
services to a national customer base.

Role Summary/Purpose

GE is an equal opportunity employer, offering a great work environment, challenging career opportunities, professional training and competitive compensation.

Work with assigned deal teams on flow leasing transactions in a cross functional environment conducting deal due diligence, know your customer searches, negotiation, approval and documentation. Position will be responsible for complete risk management process from deal origination to portfolio management with full adherence to operational and regulatory guidelines.

Essential Responsibilities

Work with assigned deal teams in the underwriting, approval, and documentation of new credit requests, credit line renewals for existing customers, and ongoing monitoring of the current portfolio.
. Negotiate terms and conditions for transactions and works with cross-functional teams to ensure appropriate documentation.
. Conduct financial and collateral analysis and prepare risk assessments for presentation to senior management.
. Focus on clear and consistent approach to mitigate environmental, legal, regulatory, and other risks.
. As required, proactive involvement in pre deal review (PIC) process to assist sales team with transaction structuring.
. Demonstrate external focus through participation in customer meetings with commercial organization as required.
. Participate as a team member in special projects aimed at improving business processes and analytic tools.
. Prepare risk assessments and present senior management with a clear and consistent approach to mitigate risks.

Qualifications/Requirements

Bachelors degree with two years of experience (or High School diploma/GED and six years of experience) in commercial underwriting, auditing or portfolio management.Analytical skills: ability to analyze unstructured/complex problems using quantitative analysis.Communication skills: ability to write and speak in a concise and cogent fashion. Ability to make and deliver presentations to senior management, sales team and external clients.Strong relationship skills to work effectively across organization lines and with deal team.Eligibility Requirements: Must submit resume through www.gecareers.com to be considered for this job opening. Must have unrestricted authorization to work in the United States. Must be willing to comply with pre-employment screening, including but not limited to, drug testing, reference verification and background check. Must be willing to travel 10% of the time.

Desired Characteristics

Masters degree in business administration or related field.Cross-functional teamwork: ability to pull together teams comprised of individuals from multiple functional backgrounds and drive results.Ability to manage multiple and competing priorities and manage time effectively.

GE is an equal opportunity employer, offering a great work environment, challenging career opportunities, professional training and competitive compensation.
Country: USA, State: Minnesota, City: Eden Prairie, Company: GE Capital.